TV Shows

Tune into one of the television stations listed below to get live retirement advice from Brian Quaranta!

Our Show Times:

SUNDAY

MONDAY

FRIDAY

WPGH Fox @ 10:30 pm

WPGH Fox @ 9:00 pm

WPGH Fox @ 9:00 pm

KDKA @ 12:00 pm (April – August Football Aff Season Only)

SUNDAY

WPGH Fox @ 10:30 pm

KDKA @ 12:00 pm (April – August Football Aff Season Only)

MONDAY

WPGH Fox @ 9:00 pm

FRIDAY

WPGH Fox @ 9:00 pm

On the Money with Secure Money: Episode 88 – Investment Planning & Social Security Maximization

I’ll tell you, the reason why people don’t really take Social Security serious is because when they talk to everybody, they say delay, delay, delay, delay, right? Well, that’s it. That’s not an answer. Delaying is not an answer, we really have to figure this out mathematically.

On the Money with Secure Money: Episode 87

You want to preserve right, our clients are more concerned about the return of their money, rather than the return on money. Okay. That’s the most important thing in retirement, right? It’s the most important thing is that you provide yourself with a stream of income and distribution phase, which is the last phases.

On the Money with Secure Money: Episode 86

This is what we see where people will spiral and run out of money. And they’re not running out of money in the first 10 years of retirement, they run out of money in like 15 to 20 years when they don’t have the physical health to go back to work. So, what the annuity does is by carving that money off by carving a portion of your money off and placing it into that guaranteed account, we can provide that income stream of $20,000 a year

On the Money with Secure Money: Episode 85

Well, here’s what’s going to happen. It’s going to force people to have to take withdrawals from their stock portfolios when the portfolios are going down. And that’s a very dangerous thing to do. The biggest mistake people make when they’re when they’re planning for retirement or going into retirement is they pull money out of accounts that are in the stock market.

On the Money with Secure Money: Episode 84

So, if stocks were going down, bonds would be going up, which was a good thing. Right. And that would offset or mitigate risk. That’s called hedging in a portfolio, right? Most people don’t know that. That’s hedging risk. Okay. But those hedging models are not working right now. Because you have both asset classes that are non-correlated, going down in value.

On the Money with Secure Money: Episode 83

You get this false sense of confidence when you get returns and you win, and you win, and you win. And you’ve started to really start to think like, Hey, I’m never gonna lose, right?

On the Money with Secure Money: Episode 82

We try to get their income to be the same or more in retirement, because we find that they spend more, and they might have less monthly income. But the As Need Withdrawals, because of the trips and everything else they want to do, they actually will spend more money.

On the Money with Secure Money: Episode 81

Obviously, when you’re talking about health and wealth, we talk a lot about life insurance in life, if you will, because you want to insure what’s important to you. Where do you use life insurance in your practice? And how does that fit in with overall wealth?

On the Money with Secure Money: Episode 80

Most people will always choose that the purpose of that money, the number one goal, that money is to provide income. But then when you look at their portfolio, it’s not really invested for income, it’s invested for growth, it has a lot of potential risk if the markets go down, and they can lose a lot of money.

On the Money with Secure Money: Episode 79

You have to have asset classes that are non-correlated to the market that have the ability to grow, but not lose money. And so that really helps when you’re building a retirement plan to have a little bit of a hedge against that market risk. And people don’t realize how to do that most people just take risk with 100% of it.

On the Money with Secure Money: Episode 78

Most people are gamblers. If you ask most people, you say, tell me a little bit how you’re invested, they’re probably going to show you 401k statements, IRA statements all invested in the market. Those people are gamblers, they’re rolling the dice with 100% of their retirement savings.

On the Money with Secure Money: Episode 77

The real question isn’t whether or not you know, rhetorical question isn’t how much more money can you lose? The better question is, what’s the probability of success with the current loss that you’ve taken.

Find Us Here:

Sunday @ 12:00 pm

Monday @ 7:35 am
Saturday @ 8:00 am

Monday @ 9:00 am
Friday @ 9:00 am
Sunday @10:30am

Saturday @ 8:00 am
Sunday @ 7:30 am

Monday @ 6:00 pm
Saturday @ 12:30 pm
Sunday @ 12:30 pm
Sunday @ 2:00 pm