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People are not money managers, they’re doctors, they’re nurses, they’re, they’re union workers. They’re tin workers. They’re iron workers, they’re landscapers, they’re contractors. They do what they do really well. But you’re asking these people now to take their 401, K’s, and now have them figure out how they’re going to generate the retirement that they want.

And so, by understanding where you are, and then us analyzing where you potentially need to go, we can help minimize risk, and potentially maximize return. But more importantly, help you focus on maximizing your Social Security and other income sources.

You know, the way that we define it at Secure Money Advisors is if it can go up in value, or down in value, it’s going to be risky, and you have no control over it. And you have- no matter what you do you have no control over it. I mean, look, you- look at just even the bond market right now.