Tune into one of the television stations listed below to get live retirement advice from Brian Quaranta!
People now are relying on the money they’ve accumulated in their retirement accounts, to start withdrawing that money from those accounts to live off of as income. And the big question is, are you going to have enough?
The person that pays the bills and the family is the one that has the most stress and anxiety about retirement.
The bank CD alternative today is what we call a fixed annuity. It’s so simple, and it’s so easy to use that it actually gives you a guaranteed rate of return just like a bank CD does.
You really should have a strategy in place that can absorb market volatility. Most people do not because they have 100% of their money in the market.
When you’re five years from retirement, or you’re retired, and you need to generate income from the money that you’ve accumulated over your lifetime, you don’t have the long term anymore, to recover from a market correction.
A lot of people think retirement planning is making contributions to a 401 K plan or an IRA account. But that’s a very small portion of the whole planning process.
It seems like with, you know, what’s happened over the past two years with the pandemic, a lot of people are looking at retirement more closely. They want to look at maybe bad things potentially happening to their situation, how they adjust.
The only way you’re going to keep pace with inflation with risk money is for that money to have a long-term time horizon to grow. And the reason I say that is because if we’re in an inflationary environment, and you’re pulling money out of your stock investments, you’re actually
A lot of people are telling me that they’re not retiring with pensions. So, they’re a little bit worried because, you know, they’re looking at what their income is going to be in retirement, and maybe the only income that they’re going to have is Social Security.
