TV Shows

Tune into one of the television stations listed below to get live retirement advice from Brian Quaranta!

Our Show Times:

SUNDAY

MONDAY

FRIDAY

WPGH Fox @ 10:30 pm

WPGH Fox @ 9:00 pm

WPGH Fox @ 9:00 pm

KDKA @ 12:00 pm (April – August Football Aff Season Only)

SUNDAY

WPGH Fox @ 10:30 pm

KDKA @ 12:00 pm (April – August Football Aff Season Only)

MONDAY

WPGH Fox @ 9:00 pm

FRIDAY

WPGH Fox @ 9:00 pm

On the Money with Secure Money: Episode 52

And, you know, I want you understand that there is a difference between a planning firm, and let’s just say a stock firm, you know, most people they’ll transact, you know, business with an advisor. But they’re really just buying financial products and financial products are important. But understanding what the plan needs to be, is the most important thing.

On the Money with Secure Money: Episode 50

So here, here’s my, here’s my objection against the way the industry talks about how easily it’s can the inflation problem can be solved by using the market. So, let’s just use the example of somebody that has $500,000. Okay, they’re invested in a stock market, because they want to keep pace with inflation. Now all of a sudden, the market goes down, and they lose 50% of their money. And their 500,000 goes to 250. How does that inflation strategy look?

On the Money with Secure Money: Episode 49

Most people don’t have a plan in place of determining the date in which they’re gonna retire. And there’s a lot of variables that go into, you know, they’re not sure when they collect social security. They’re not sure how to start withdrawing money from their investment accounts, a lot of people will tell me that they’re at a point in their life, where they can’t afford to lose a lot of money in the market anymore.

On the Money with Secure Money: Episode 48

It’s harder to do today because, you know, if you looked at retirement, you know, in the past, you had a social security check, which was one income stream. You had a pension check, which came in every month, that was a second income stream. And if you needed a third income stream, what you’d probably do is you take the money that you have accumulated, go down to the local bank and buy a CD.

On the Money with Secure Money: Episode 47

What they’ve come to find out is that that strategy, the 4% rule, actually has a high percentage of failure. Matter of fact, it’s a 56% failure rate. So, think about this. The Wall Street Journal, the Harvard Business School of harvest, Harvard School of Business has come out and they said, Look, if you follow this 4% rule, there’s up to a 56% chance that you’re planning to fail.

On the Money with Secure Money: Episode 46

People are investing for growth; people are investing to accumulate dollars. They’re not making the transition to an income strategy, which is completely different than accumulating your dollars and growing your money. And so, it’s one of the most overlooked areas. And I think it’s because for the longest time, my industry has taught people that if you have an investment portfolio, a diversified investment portfolio of stocks and bonds, that you could keep that money invested.

On the Money with Secure Money: Episode 45

In the Roth portion, the 401k. If I want to pull all $100,000 out, I can do that tax free, if that were to go in the traditional portion, right, if that were to go into the traditional 401k portion, that $15,000 grows to $100,000, I pulled out all of that $100,000 counts as the income tax.

On the Money with Secure Money: Episode 44

And once people understand the areas that they need to focus on, and they understand the best practices that they need to make sure that their portfolio is having, they get a sense of peace, right? There’s a peace of mind that comes with having a thorough plan. And that’s the whole goal. You know, I jokingly say to, you know, my team at secure money advisors, I said we provide sleep insurance.

On the Money with Secure Money: Episode 43

I mean, you know, typically the people that are coming into our office are wanting to make sure, you know, as they get closer and closer to that retirement date, that they’re invested properly, right. So, they want to continue to make adjustments to make sure if we saw that 2008 scenario, they don’t significantly take three steps back.

Retirement You TV: Episode 42

And it’s something that we adhere to pretty much on point that secure money advisors, basically what it means is you take your age, so if you’re 60 years old, 60% of your money should be safer, more conservative 40%, you want for more aggressive, more risk for long-term growth.

Retirement You TV: Episode 41

But a lot of people that I’m dealing with are saying I’d rather deal with the known tax rate right now than what the future holds and the potential increase in taxes. So, getting money to a Roth and allowing it time to accumulate, I think can always be a good decision. Now, whether or not it’s the best decision for you, we’d have to know a little bit more details.

Find Us Here:

Sunday @ 12:00 pm

Monday @ 7:35 am
Saturday @ 8:00 am

Monday @ 9:00 am
Friday @ 9:00 am
Sunday @10:30am

Saturday @ 8:00 am
Sunday @ 7:30 am

Monday @ 6:00 pm
Saturday @ 12:30 pm
Sunday @ 12:30 pm
Sunday @ 2:00 pm