Market Update - March 2022
Hi, it’s Brian, I just wanted to make a quick video to update you on the market. There’s a lot of things impacting the market right now, you got seven and a half percent inflation, Russia, earnings reports, the Feds wanting to raise interest rates.
Times like these are exactly why we build the plans the way we do. protecting you from the downside is the most important thing in retirement. protecting you from the downside also doesn’t mean that we’re not going to go up and down. It just means that we’re going to actively manage the money you have at risk in the market, so that we don’t take large drops. The market volatility that we’re experiencing right now is exactly why we use our plan designs, along with the algorithm to help make decisions on how to allocate the portfolio.
And as a matter of fact, in January, our algorithm signaled a change in allocation to your portfolio. And we made the portfolio’s less risky. So if the market continues to slide we have more protection. The other part of the planning model is also to protect some money by having some safe money utilizing fixed accounts with the annuities. And remember, those accounts can not lose money, the principles protected and the purpose is to help absorb the volatility we’re experiencing right now in the market. And that’s why I feel so good and confident about our approach. And we feel that what’s happening in the market right now is exactly why the plan designs work so well.
So we appreciate you if you have any concerns. You want to review your plan, please reach out. Please reach out to us and remember, this shall pass. Have a great day.
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