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The only way you’re going to keep pace with inflation with risk money is for that money to have a long-term time horizon to grow. And the reason I say that is because if we’re in an inflationary environment, and you’re pulling money out of your stock investments, you’re actually preventing that portfolio from growing at a rate that’s going to help keep it ahead of inflation.
A lot of people are telling me that they’re not retiring with pensions. So, they’re a little bit worried because, you know, they’re looking at what their income is going to be in retirement, and maybe the only income that they’re going to have is Social Security.